Can a collection agency report a bad credit card debt if they do not have written records? - bad debt credit card
I was booked into contact with the collection agency for an account, starting at 8 years. They said they bought the debt and on my credit report.
I asked my signature, a paper trail to ensure that it has opened a real account. They said they had received the approval of the original company credit card, but could not all the files with my signature.
Can I remove them when no records of the signatures, I opened to show the bill?
Thursday, December 31, 2009
Bad Debt Credit Card Can A Collection Agency Report A Bad Credit Card Debt If They Do Not Have Written Records?
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2 comments:
Since it was charged to a credit card debt, that in 8 years, the collection agency in violation of their human rights is in the notice.
A credit card can be reported for 7 years after the first 30 days late and never the current account, which has to extinction. There are no age limits from running for a longer period.
I suggest, not "everything" in writing and sent recognition certificates required - on a paper trail to use if you manage to decide to sue the collection agency too.
Application of payment reports.
Tell the collection agency a letter validating the debt. Sign the letter does not print your initials or enter your name.
By obtaining a green card or the file conflicts with the CRA.
If the account is activated, rather than delete them, file complaints with the BBB, the FTC, the AG and the AG collection agencies.
If the account still sue the collector for violations.
It is very likely that you are about collecting SOL for your state. While you can add to my profIceland and click on the link provided in the list, the SOL in your state.
If you are on the collection of SOL after performing the above steps, you will need a letter from the collector, Sol.
You can read a little about the other links I have in my profile, the FDCPA, FCRA, and also the last link in the list.
Yes, if they can demonstrate that it is in dispute, in fact, the debt is your credit report (which takes less time) or litigation with the original creditor (more). If your credit report the company 30 days to resolve dispute
(getting the records, signatures, just to prove that it is their fault). If you are not removed
Step 1: Copy of your credit report (online or phone calls), I prefer to call it when you go online that will answer all kinds of "leading questions" in order to prove your identity and it is a long process d
Step 2: Find the topic and discuss it online (you can write and send, but it will take longer)
Step 3: Wait (the credit bureau send e-mail, when you see your credit report is correct) This is shown both to be removed or, as you really need the money committed.
Step 4: Print out a copy for your records and make sure that a copy of one years after the current report, unless you want to pay.
I recommend this, I played 2 iTEM and were removed in 2 weeks !!!!!!!!
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